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TERMS OF USE

Effective Date: March 11, 2026
Company: Spencer Chang d/b/a Movebrief
Website/App: Movebrief — https://movebrief.com/

1. Acceptance of Terms

By accessing or using Movebrief (the “Service”), you agree to be bound by these Terms of Use (“Terms”).
If you do not agree, you must not use the Service.

You must be at least 18 years old to use the Service.

2. Nature of the Service (Important Financial Disclaimer)

The Service provides:

  • AI-generated news summaries
  • Technical indicators (including but not limited to MACD, RSI, Golden Cross, IV analysis, Relative Volume, ADX)
  • Market data visualizations
  • Sentiment and trend classifications (e.g., bullish, bearish, neutral)

THE SERVICE IS FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY.

The Service:

  • Does not provide financial advice
  • Does not provide investment recommendations
  • Does not act as a broker, dealer, financial advisor, or fiduciary
  • Does not guarantee accuracy or profitability

Nothing displayed should be interpreted as a recommendation to buy, sell, hold, short, or trade any security.

You are solely responsible for your investment decisions.

3. No Reliance / Assumption of Risk

You acknowledge and agree:

  • Financial markets are volatile and unpredictable
  • Technical indicators can produce false signals
  • AI-generated analysis may be incomplete, incorrect, or misleading
  • Market data may be delayed, inaccurate, or unavailable
  • Past performance does not predict future results

You agree you will not rely on the Service as the primary basis for making investment decisions.

You assume all financial risk for any trading activity.

4. AI-Generated Content Disclaimer

The Service uses automated systems and machine learning models to generate analysis, summaries, and responses.

These systems may:

  • Produce inaccurate or incomplete information
  • Misinterpret news events or market signals
  • Generate incorrect sentiment classifications
  • Provide outdated information

AI-generated content is provided for informational purposes only and should not be relied upon as financial, investment, legal, or tax advice.

Users should independently verify any information before making financial decisions.

AI features may rely on third-party AI providers. The Company is not responsible for errors, outages, or limitations of these third-party services.

5. AI Usage Limits

Access to AI-powered features may be subject to usage limits, which may vary by subscription tier and may be modified at any time.

6. Subscriptions and Billing

Certain features of the Service may require a paid subscription.

Subscriptions may renew automatically unless canceled prior to the renewal date.

The Company reserves the right to modify pricing, subscription tiers, or feature availability at any time.

7. Market Data Disclaimer

Market data may come from third-party providers.

The Company:

  • Does not guarantee real-time accuracy
  • Is not responsible for missing or delayed data
  • Is not liable for trading losses caused by data errors

8. Not a Registered Investment Advisor

The Company is not registered with the SEC, FINRA, or any financial regulatory authority as an investment advisor or broker-dealer.

The Service is a software analytics and informational tool only.

9. Limitation of Liability

To the maximum extent permitted by law, the Company shall not be liable for any:

  • Trading losses
  • Lost profits
  • Portfolio losses
  • Margin calls
  • Liquidations
  • Opportunity costs
  • Indirect, incidental, consequential, or emotional damages related to investment activity
  • Decisions made using the Service

This applies even if the Service:

  • Displays incorrect indicators
  • Shows bullish signals before a crash
  • Shows bearish signals before a rally
  • Contains bugs or outages

Your sole remedy for dissatisfaction with the Service is to stop using it.

10. Indemnification

You agree to indemnify and hold harmless the Company from any claims, damages, or legal actions arising from:

  • Your trading decisions
  • Your reliance on the Service
  • Your misuse of the Service
  • Violations of these Terms

11. No Warranty

The Service is provided “AS IS” and “AS AVAILABLE.”

The Company disclaims all warranties, including:

  • Merchantability
  • Fitness for a particular purpose
  • Accuracy of financial predictions
  • Continuous uptime

We do not guarantee the Service will be uninterrupted or error-free.

12. Account & Usage Restrictions

You agree not to:

  • Use the Service for illegal trading activity
  • Attempt to reverse engineer the models
  • Scrape or redistribute the data
  • Use the Service to operate automated trading bots without permission
  • Represent the Service as financial advice to others

We may suspend or terminate accounts at our discretion.

13. Third-Party Links & Integrations

The Service may reference external websites, brokers, or market data sources.

We are not responsible for:

  • Their content
  • Their services
  • Their security
  • Their trading outcomes

14. Termination

We may suspend or terminate access to the Service at any time without liability.

Sections regarding liability, disclaimers, and indemnification survive termination.

15. Governing Law

These Terms shall be governed by the laws of California, United States, without regard to conflict of law principles.

Any disputes must be resolved through binding arbitration, and you waive the right to participate in class actions.

16. Changes to Terms

We may update these Terms at any time. Continued use of the Service constitutes acceptance of the updated Terms.

17. Contact

For questions regarding these Terms:

Email: movebrief@gmail.com

By using the Service, you acknowledge that you understand these Terms and accept all risk associated with financial decision-making.